Washington DC Hard Money Lenders
Need a hard money loan secured by real estate in Washington DC? This page has a list of direct hard money lenders that offer quick funding for a Washington DC property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!
Certain Lending
The Mortgage Company Built for Real Estate Investors
Dunmor
Do More With Dunmor
Yieldi
Direct, Reliable Lender for Investment Properties
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Clear Sky Financial
True Asset-Based Lender for Property Investors in DC, MD, VA
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Washington DC Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for Washington DC hard money loans in the 2nd quarter of 2025 was 10.76%. The average loan amount was $930,355. These stats are the average of 12 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in Washington DC between April 1, 2025 and June 30, 2025 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Washington DC hard money loans in the 2nd quarter of 2025 was 11.64%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for hard money loans in Washington DC was 62%, and the average loan amount was $1,140,000. These stats are the average of all the loans which were funded between April 1, 2025 and June 30, 2025 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Washington DC Hard Money Lenders
According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans* originated in Washington DC from January 2025 to March 2025.
- Washington Capital Partners funded 23 loans
- Kiavi funded 14 loans
- LendingOne funded 9 loans
- Velocity Commercial Capital funded 8 loans
- Congressional Capital LLC funded 7 loans
- Spring Garden Lending Group LLC funded 5 loans
- Anchor Loans funded 4 loans
- Clear Sky Financial LLC funded 4 loans
- ROC Capital funded 4 loans
- Visio Lending funded 4 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
Washington DC Hard Money Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of loans secured by investment real estate in Washington D.C. which were funded by hard money lenders from January 2024 to December 2024.
- Approximately $46,142,124 of private money loans were funded in the 4th quarter of 2024 for 45 borrowers.
- Approximately $54,442,595 of private money loans were funded in the 3rd quarter of 2024 for 49 borrowers.
- Approximately $33,118,257 of private money loans were funded in the 2nd quarter of 2024 for 54 borrowers.
- Approximately $34,763,020 of private money loans were funded in the 1st quarter of 2024 for 55 borrowers.
Below are the approximate hard money loan volume amounts for the entire DMV metropolitan area, which includes Northern Virginia and Southern Maryland:
DMV Region
- 2024 Q4: $261,119,112 for 297 borrowers
- 2024 Q3: $296,011,840 for 320 borrowers
- 2024 Q2: $175,893,852 for 300 borrowers
- 2024 Q1: $184,246,320 for 347 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
