Miami Fix and Flip Lenders
Are you flipping residential properties in the Miami metro area? On this page you'll find a list of fix and flip lenders throughout Miami's urban areas. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value (LTARV) for most lenders in Miami is 70%. You typically need some cash for the purchase (15%-20%) and some cash reserves.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Equity Lending Solutions LLC
Reliable Capital for Fix & Flip and Ground Up Construction Loans / Direct Private Lender
IceCap Group
Flexible & Friendly Funding for Property Investors Across the Country
RBI Private Lending
Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Backflip
Fix and Flip Direct Lender with all-in-one platform providing comps, capital and community to help you scale
Capital Funding Financial
Direct Lender for Investment Real Estate - 7 Day Closings - Low Rates
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Coastal Equity Group
Direct Private Lender for Real Estate Investors in the Southeast
Altaloans
Creative Direct Private Lending for Florida Real Estate Investors
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
ZINC Financial
Direct Lender for Real Estate Investors. Established in 2006.
Center Street Lending
Smarter Loans for Residential Investors
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
5 Local Florida Fix & Flip Lenders
Here are the fix & flip lenders on our platform that are “local” lenders, based in Florida…
- RBI Private Lending | Miami, FL
- LendingOne | Boca Raton, FL
- Equity Lending Solutions | North Miami Beach, FL
- Capital Funding Financial | Boca Raton, FL
- Altaloans | Aventura, FL
Select a Metro Area
Florida is an enormous state, and most fix & flip lenders are selective about where they lend. Filter your search by selecting a metro area:
Miami & Fort Lauderdale | Orlando | Tampa Bay | Jacksonville | Palm Beach County | Fort Myers | Tallahassee | Pensacola
Funded Fix & Flip Loans in Miami
Bayport Funding, a balance sheet lender, funded a $806,000 1st and 2nd lien position fix and flip loan for a single-family home in the El Portal neighborhood of Miami, FL. We funded 100% of the $308,000 renovation budget and 76% of the $650,000 purchase price, while the Borrower contributed 24% cash to the purchase at closing. The after-repair value was estimated at $1,240,000 so our loan-to-after-repair value was 65%. The Borrower was a repeat client of ours. We have funded their other recent successful flip projects in Miami-Dade County. We closed the purchase transaction very fast and were quick to provide the rehab draws throughout the loan term. The loan term was set at 12 months. The subject property is approximately 1,700 square feet set in a 6,750 square foot lot. It has 3 bedrooms and 3 baths. This fix and flip loan was funded in September 2022 but completed and put on the market for sale in the Summer of 2023.
